Explore Our Payment Processing Plans

Select from flexible payment processing models structured to match your volume, ticket size, and operational goals.

  • Customer Pays the Fees

    Our most requested solution provides a compliant, strategic way to significantly reduce or eliminate traditional credit card processing costs without sacrificing margin. Choose from 2 plans structured to fit your operations.

    As you evaluate each option, consider how pricing transparency impacts your guest experience. The right model should strengthen profitability while staying consistent with your brand positioning and customer expectations.

    🎉 Limited-Time Promotion:
    Enroll in this program, and we will waive the $29.99 monthly POS software fee for 12 months, for up to four terminals.
    That equals $359 in savings per POS system.

You display both cash and card prices on your menus. The system automatically applies the correct amount based on how the customer pays — no manual calculations, no confusion, and no surprises. Example Menu: Cheese Burger $10 | $10.40

Sample Dual Pricing Receipt:

dual pricing

It’s simple. Your menu prices reflect the non-cash (card) price, and customers who choose to pay with cash receive a discount.

Example:

  • Menu Price: $10.40
  • Customer pays with card → Pays $10.40
  • Customer pays with cash → Pays $10.00

Why This Matters to Your Business
Many operators avoid price increases because they fear losing their competitive edge. Cash discounting solves that problem. You are not increasing prices across the board. You are transparently factoring in the cost of card acceptance while offering a discount to guests who pay with cash. Thousands of businesses nationwide already use this compliant model to protect profitability.

✔ Protects Your Margins – Stop absorbing 3-4% on every card transaction.
✔ Encourage Cash Payments – Improve immediate cash flow and reduce processing expense.
✔ Deliver Pricing Transparency – Guests clearly see the cost difference between card and cash.
✔ Stay Competitive – Cash-paying customers continue to pay the same base price.

Concerned About Customer Reaction?

This is not a blanket price hike. It is a straightforward presentation of the true cost of card payments. Most consumers are already familiar with cash discount signage and understand the model.

In practice, many guests appreciate the option to save by paying with cash. You are not penalizing customers. You are implementing a sustainable, transparent strategy to offset rising processing costs and protect long-term profitability.

Sample Cash Discount Receipt:

cash discount

  • You Pay the Fees (flat-rate)

    Benefit from one predictable, flat processing rate on every transaction, regardless of card type or acceptance method, whether in person, online, or mobile.

    2.75% + $0.15 per transaction

  • You Pay the Fees (custom quote)

    Request a customized processing rate built around your current statements and volume history.

For dual-pricing or cash-discount programs, compliant signage must be clearly displayed at the entrance and point of sale to meet Visa requirements. Shift4 supplies the required signage to ensure you stay fully compliant.

Choose the Right Point of Sale for Your Restaurant

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Table Service Restaurants

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Quick-Service Restaurants

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Bars & Nightclubs

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Multi-Locations

Industry’s First Truly All-In-One POS Solution

We’re rewriting the rules of POS pricing. No upfront hardware costs, no surprise licensing fees – just a powerful, end-to-end platform for a single monthly fee per device. It’s enterprise-grade tech scaled for your specific business needs.

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